Tuesday, August 18, 2015

Buying and Remodeling Our Extraordinary Buyers Program!

Buying and Remodeling Our Extraordinary Buyers Program!

Buying and Remodeling Our Extraordinary Buyers Program!

Buying and Remodeling Our Extraordinary Buyers Program!

I have been serving the Northern Virginia Real Estate community’s needs since 1978. There are lots of changes that have taken place over this time period. As hard as it is to believe, I started selling Fairfax County, Arlington County, Loudoun County and Prince William County real estate before laptop computers were available for the real estate agent to use. From computers, to internet technology, a lot has changed but somethings haven’t changed. Buyers still want to Buy Low and Sellers still want to Sell High.

Today, I want to briefly discuss with you a program that is second to none for the Northern Virginia Real Estate Buyer. This program is designed to help a Buyer buy low and when he or she is ready to sell, to sell high! What I am referring to is one of the best kept secrets in the real estate industry. It is a little known program that enables the Buyer to purchase a property and remodel it simultaneously.

This is such an impressive statement it is worth repeating: Buying a property and remodeling it simultaneously is no insignificant matter. It means so much to a prospective Buyer in so many ways.  For example,

1)       The Buyer can customize a purchase in a way that no other loan program offers

2)      The remodeling opportunities are astounding

3)      The Purchase and Remodeling is limited to your ability to qualify and the maximum loan limits.

4)      To illustrate the remodeling possibilities, here is an easy example, the Buyer can buy a property with an older kitchen and replace that kitchen with a brand new gourmet kitchen.

5)      To elaborate the remodeling possibilities almost the entire house can be torn down and rebuilt provided there remains an original foundation wall.

6)      As you can see, the ability to customize is significant.

7)      When the remodeling is completed, The Buyer moves into their custom, newly, remodeled home

For numerous reasons I do not want to get down into the minute details of the program in this Blog post. However, I feel it is important for you or someone that you care about that may be considering purchasing real estate to know that this is available. Why is it important to you, you may ask?  Well, that is what I would like to discuss with you.

Please call me at 703-385-RICK (7425) at your leisure and I will be happy to explain the real estate side of this program and the loan side as well. I am a real estate Broker and a Mortgage Loan Officer too. My wife, Joey (short for Josephine) and I are both Virginia Real Estate Brokers and as stated, I am also a Licensed Virginia Mortgage Loan Officer. Our real estate and my loan officer credentials are enclosed at the end of this post.

Naturally, this Buy and remodel program is only one of the many ways I can serve you. If you are interested or know someone that is interested in buying or selling a property, please have them call me at 703-385-7425 which is also: 703-385-RICK.

Please feel free to use our amazing real estate website to search for Homes For Sale our Advanced Search button is the most sophisticated Northern Virginia real estate search engine available. 


 Lord and Saunders Real Estate, Inc.

A More Excellent Way!

Your Real Estate Profit Center!

Should you have any questions, please call us at 703-385-RICK (7425). We look forward to working with you. Thank you.


Rick Saunders, Associate Broker, CRS, SFR, CDPE, CIAS

Josephine “Joey” Washington Saunders, President and Principal Broker


National Association of Women in the Real Estate Business

Woman Owned Small Businesses

Veteran Owned Small Business

Service Disabled Veteran Owned Small Business

Lord & Saunders Real Estate, Inc.

Washington’s Family, Virginia’s Broker

Buy Low; Sell High, Low Rates & Your Savings Rise!

706 Ninovan Rd SE Vienna, VA 22180

Office: 703-385-RICK (7425)

Fax: 703-991-6330

Email Rick: rick@lordandsaunders.com

Email Joey: joey@lordandsaunders.com

Please Visit My Real Estate and Mortgage Web Pages:


Please tell your friends and family about us, we love referrals! Thank you.Serving clientele since 1978

PS. Our slogan: Washington’s Family, Virginia’s Broker  is because our President and Principal Broker, Josephine Washington Saunders, is a relative of George Washington.

Super Shop Mortgage Loans and Save!

Translators for French and Arabic languages are available.

Mortgage Center of America, Since 1996, NMLS: 185266

10400 Eaton Place Suite 212 Fairfax, VA 22030 | www.nmlsconsumeraccess.org

Providing you the access you deserve to the wholesale mortgage market of Virginia!

We serve almost every mortgage need you can conceive.

We know that when Lenders compete you save!

Rick Saunders, Loan Officer, NMLS: 852531

www.supermanloans.com | rick@supermanloans.com

703-281-RICK (7425) to see how we can help you.

Please tell your friends and family about us, we love referrals! Thank you.

Buying and Remodeling Our Extraordinary Buyers Program!

Buying and Remodeling Our Extraordinary Buyers Program!

Wednesday, April 1, 2015

Is Buying and Remodeling Northern Virginia Real Estate in your future?

Are you aware there is financing available to assist you not only with the purchase of the property but also the improvements? If you would like to know more about how to accomplish buying a property and remodeling it simultaneously please call me at 703-385-RICK (7425).

Hi, my name is Rick Saunders, Associate Broker of Lord and Saunders Real Estate, Inc. and I would like to discuss with you why you should consider Buying and Remodeling Northern Virginia Real Estate.

This is an exciting way to buy your Dream Home. Many people talk about it but few do it because frankly they don’t know where to begin. That is where I come into the equation. I would like to discuss with you exactly how we can help you. I have the experience, expertise and the ability to make your dream home purchase a reality. That sounds interesting doesn’t it?  

In this quick blog post it is not my intention to convince you to do so but to have you contact us to discuss the possibilities and benefits from such a venture.  The reason Buying and Remodeling is attractive to some Purchasers of Northern Virginia Real Estate is the profit potential or the instant equity realized upon completion.  For others, the very idea of designing and building their dream home is very appealing.

The beauty of real estate is its uniqueness. No two properties are exactly alike. In any given subdivision there are similar styles, characteristics and features but not one property is exactly the same as another. While this is true, the very nature of mass production within the building industry requires the original builder to limit the purchaser’s choices regarding options when originally purchasing the property brand new. This limitation is removed when you buy and remodel. The opportunities are limited only by your own budget. This is where the fun begins.

Our Northern Virginia real estate market consists primarily of four counties: Arlington County, Fairfax County, Loudoun County and Prince William County.  We specialize serving Buyers and Sellers of real estate in these four Counties. As a native Northern Virginian, I know this area like the back of my hand. While many real estate agents have chosen to specialize in given neighborhoods early on in my real estate career I chose the road less travelled covering the entire Northern Virginia real estate market.

We not only represent Purchasers that Buy Northern Virginia Real Estate but we also represent Purchasers that Buy and Remodel Northern Virginia Real Estate. There is a difference. Representing Purchasers in general is called Buyer Brokerage or Buyer Representation and I am one of the Northern Virginia founding Fathers of Buyer Brokerage. I would like to represent you.

The great news is Sellers in the vast majority of cases pay our real estate Brokerage in full enabling us to represent you as a Purchaser at no cost to you as the Purchaser. I bring 35 years of Northern Virginia Real Estate expertise to the transaction. This means you can have my expertise as a Buyer in the vast majority of cases at NO COST TO YOU!

One example of a potential purchase and remodel that currently is available For Sale is located at:  9229 ELJAMES DRIVE, FAIRFAX, Virginia VA 22032.  This property is located on a half-acre lot for $425,000.

If you would like to explore the possibilities regarding this property or another I would be happy to help you as a Buyer Broker please call me at 703-385-RICK (7425). Thank you.

Thursday, March 19, 2015

Unlocking the hidden value in Real Estate

Unlocking the hidden value in real estate!

My name is Rick Saunders. I am a real estate Broker with Lord and Saunders Real Estate located in McLean, VA. I began selling real estate professionally in Northern Virginia in 1978.
I grew up in Arlington, VA and one of my earliest memories I recall as a child of three is the construction of one of my relative’s homes in Great Falls, VA. I recall my extended family making a big fuss over my desire to push a simple concrete block that was in front of me. Many of my loving and doting loved ones were concerned and some were convinced that I was going to injury myself by simply leaning on said block. Undaunted, I continued pushing but to no avail.

Over the years this instance as I recall it, is a vignette, illustrative of what I would later dedicate my career to accomplishing. Not pushing a block of concrete mind you, but dedicating myself to understand what many of my family members clearly understood and that is the remarkable value of Northern Virginia Real Estate.

Today, I would like to begin to touch upon online one of my favorite topics: unlocking the hidden value in real estate.  

Perhaps, some of the greatest decisions we make financially in life is the property we chose to buy or sell. Most that I have observed over the years accomplish little more than what I was attempting to do with the aforementioned concrete block. Purchasers often decide to buy or sell in a manner consistent with my desire to move that block, the block is representative of the real estate market. To their amazement the market doesn't respond as they desire.

To move the block requires power which as a three year old I did not possess. To move the real estate market requires a similar power. Not brute strength but the power of clearly understanding the task at hand.

Every property has strengths and weaknesses. There is no perfect Home, Town home or Condominium. There are however, numerous opportunities frequent unseen virtually in every instance.  Thus our topic: unlocking the hidden value in real estate.

There are so many directions I could go regarding this subject the challenge I have is to determine which to discuss first to keep it interesting. When I am with a client it is always interesting because whether they are a Seller or a Buyer their own interests are being specifically discussed and they stand to profit from said discussion. 

I am going to begin first illustrating the power of leverage. I will discuss it from the Purchaser’s point of view first. All of us Purchasers have something universally in common. We want to buy low and sell high. To do this requires a combination of a couple things. First a low demand for the item and then a greater demand. How can that be you may be tempted to ask?  It is elementary as Sherlock Holmes would respond to Dr. Watson’s similar question. The answer, in this example, is we purchase a property that is in low demand, perhaps, due to its condition and remodel it thus changing its condition and its demand.  

To do this requires skill and knowledge 'tis true, all of which I can help you with. The leverage in this instance comes from the low demand due to its condition and the Purchaser’s ability to finance the improvements also thus altering its condition and thereby creating a higher demand.  This is a slice of one example for you to consider when choosing whom to work with as a Seller or a Buyer of Northern Virginia Real Estate.

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